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Credit Card

Best Student Credit and Savings Cards

Best Student Savings Cards

Best Credit Cards

Image by Nathana Rebouças

Note: The first percentage in interest rates is on purchases, the second on cash advances (cash advances may differ in Quebec). Also, points work differently at different banks. The number could mean something different when converting to money value.

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Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: 0.5% - 5%

Intro Offer: 5% cash back in first three months

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: Up to 10 cents off per fuel litre

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: 0.67x - 1x Points

Intro Offer: 10,000 Points

Annual Fee: $0 

Rewards Rate: 1%

Minumum Deposit: $0

Maximum Deposit: Unlimited

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: 1x - 2x Points

Intro Offer: 1,250 Points

Annual Fee: $155.88

Interest Rates: 20.99% / 21.99%

Rewards Rate: 1x - 5x points

Intro Offer: Up to 30,000 Points

Annual Fee: $0

Interest Rates: for the first 30 days transfer balances and pay 1.95% interest on the transferred balance for first 6 months, then 19.95%

Rewards Rate: 0.5% - 2%

Annual Fee: $0

Interest Rates: 21.99% / 22.97%

Rewards Rate: Up to 25 Points per dollar and 30 Points per litre

Annual Fee: $108

Interest Rates: 3%

Rewards Rate: 0.5% - 5%

Intro Offer: 4.5% interest on the first $1000

Annual Fee: $0

Interest Rates: 19.99% / 22.99%

Rewards Rate: 1x - 4x Points

Intro Offer: 19,697 Points

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: 1-1.5 Points per $1 and save $0.03 per litre on fuel

Intro Offer: 6,000 points

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: 1% - 2%, link to save at DoorDash and Rexall, save $0.03 per litre on fuel, and earn 20% more points at Petro-Canada.

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: 0.04x - 0.12x Miles

Intro Offer: 800 Miles

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: 0.5x - 1x Points

Intro Offer: Up to 2,500 Points

Annual Fee: $0

Interest Rates: 20.99% / 22.99%

Rewards Rate: Up to $0.10 off per litre with Journie Rewards, 0.5% - 2%

Annual Fee: $0

Interest Rates: 19.99% / 22.99%

Rewards Rate: 0.5% - 1%

Intro Offer: Up to 5% cashback on all purchases for first 3 months and 0.99% interest rate on balance transfers for first 6 months

Annual Fee: $0

Interest Rates: 20.99% / 21.99%

Rewards Rate: 1x - 2x Points

Intro Offer: 10,000 Points

Annual Fee: $0

Interest Rates: 20.99% / 21.99%

Rewards Rate: 1.25% - 2%

Intro Offer: Up to $100

Annual Fee: $0

Interest Rates: 19.99% - 29.99% / 22.99% - 31.99%

Minimum Deposit: $50

Maximum Deposit: $10,000

Annual Fee: $0

Interest Rates: 0.5% on entire balance

Rewards Rate: 1% on groceries and transportation

Annual Fee: $0

Interest Rates: 19.9%

Rewards Rate: 0.5% - 2%

Annual Fee: $0

Interest Rates: 19.99% / 22.99%

Rewards Rate: Approximately $825 per year

Annual Fee: $48

Interest Rates: 20.99% / 22.99%

Rewards Rate: 1x - 3x Points

Intro Offer: 12,000 points

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